Laptop and reference materials in a workspace
Photo: Unsplash License. Illustration of the topic, not a service endorsement.
No subscription

This guide is free. If it helped, you can chip in any amount (suggested $5) through Stripe.

Frequently asked questions

What do landlords check?

Income, rental history, credit and sometimes background.

Are application fees limited?

In some places. Check local rules.

What if I am denied?

Read the notice and request your free report.

Can landlords discriminate?

Not on protected traits under fair housing laws.

What is a co-signer?

Someone who agrees to pay if you do not.

How do I avoid scams?

See the unit and avoid wire transfers.

Can I dispute a screening report?

Yes, with the screening company.

What if I have bad credit?

Explain honestly and consider a co-signer.

Do I need references?

Many landlords ask for them.

How long does approval take?

It varies. Ask the landlord.

What is source of income protection?

Some places protect renters who use vouchers or other income.

Should I pay a holding deposit?

Only with a written agreement.

Can a landlord refuse my housing voucher?

It depends on where you live. Some states and cities ban refusing tenants because of a lawful source of income such as a voucher.

What is a holding deposit?

Money that reserves a unit for a short time. Get written terms about when it is refunded.

How can I rent with little credit history?

Offer rent receipts, utility bills, references or a co-signer.